The Be-my-Ref program requires registration and activity on PTC (Paid to Click) sites. It's consist of multiple registrations, and provides an easy income source. You don't need to invest, nor sell nor buy anything. Your only task is to register on the so called steps, and do what needs to be done. At first you won't make big money, but with patience and persistence you can build up a system that requires one or two hours of your time (daily) but provides you with a nice income. (But don't quit your job... yet).

I only use free sites, where you don't have to invest to be paid. Of course most of the honest sites had upgrade options, later on you may want to upgrade in some the sites. These upgrades usually give you more ads, more downline earnings and some extra credits to use in your own promotions.

BMR ususally deals with:

• Paid to Click: this means the viewing of pages (ads) for some time (from 10sec up to 60sec). When the counter finishes, you get credited for your visit.
• Paid to Sign up: These tasks requires you to sign up through someone's link, and be active, or stuff like that. ALWAYS read carefully the descriptions, because sometimes they require ugprades or buying things. The PTSU will be the heart of BMR.
• Paid to Promote: some sites have paid to promote option. This means that you can promote a special link on other sites and for each view you get some money. (In CashNHits it's one of the best earning method)
• Traffic Exchanges: mainly manual surfing. This is the way to promote your site, or promote your PTP link. They mostly paying you 0.15-0.30$ per 1000 sites surfed, so they are good for earning too.

BMR doesn't deals with:

• FOREX: foreign exchange trading. This usually means buying and selling currency pairs. It requires investing, and comes with great risks, so If you try, be prepared to lose some (if not all) of your investment. Use with caution and do not believe the scammers who're selling magical PDF that contains the ultimate strategy to forex training.
• Clickbank Affiliate Marketing: this means promoting the products of online marketers, be wary many scammers are using to sell their good-for-nothing stuff.
• Stock trading: that's like the forex trading, high risks, no guarantee.
• Bux-sites: these are PTC sites, which are using BuxHost. They usually want you to invest, before you could request a cashout, or make some ridicolous requirements, eg. have 10 direct refferals. They usually let you to withdraw 120% of your investment, that means after investing 10$ you can withdraw 12$.
• HYIP: High Yielding Investment Programs - These sites are requireing you to invest money to get started. They're promising big ROI rates in short terms (ROI - Return of Interest). The shortest investment plans are running ususally  for 150 days... some of these sites don't even lives that long. So try to avoid them, or do some research before investing.
• Prelaunch: "Only 100 DAYS LEFT! Hurry, give us all the required information, you best e-mail addres, so we can drive you crazy with spam!". Many of these Prelaunches are just some bastards program to get some information and build a list or something like that.